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Central London and its suburbs are full of character, culture, and excellent transport links, but buying there traditionally comes with a hefty price tag. Shared Ownership however lets you get a foothold in these neighbourhoods by buying a share of a home and paying rent on the rest.
Are you a first-time buyer looking for a new build home in the capital? With rising property prices, securing a flat or apartment under £400,000 might seem impossible but it isn’t. There are practical ways to get onto the property ladder, including Shared Ownership and other government-backed initiatives.
Shared Ownership offers a way to build equity in your home that you don’t get with renting. By buying a share of a home and increasing your ownership over time through Staircasing, you can turn monthly payments into long-term value.
The UK housing market enters 2026 on steadier ground, with improving affordability, easing mortgage rates and early signs of returning buyer confidence.