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Shared Ownership helps make homeownership more affordable by letting you buy a share of a property and pay subsidised rent on the rest. It’s ideal for first-time buyers who can’t afford a full mortgage, as well as eligible buyers who can’t afford to purchase a home outright, and it gives you the freedom to live as an owner-occupier and personalise your home.

Buying your first home in London is a major milestone - but finding the right area to buy in can be just as important as finding the right property. With such a vast and varied city, first-time buyers are spoilt for choice, though some areas are significantly less affordable than others.

Looking to buy an apartment in London? Whether you want to move to be closer to work, better career opportunities, or culture, getting on the property ladder in the capital can feel daunting - but it’s entirely possible through Shared Ownership.

Buying a home is one of the biggest financial and emotional decisions you’ll make. Whether you’re a first-time buyer or moving to your next dream home, knowing where and how to search is key to finding the right property. From budgeting to viewing tips, our expert insights will help you navigate the process confidently.

In this guide, we’ll explain exactly how service charges for shared owners work and what you can expect if you’re buying with Peabody.

Buying your first home can feel overwhelming, especially when you’re unsure of the real costs involved. Shared Ownership is designed to make homeownership more accessible, but many buyers still wonder: how much deposit do I need, how much rent will I pay, and what other costs should I expect?