Discover our homes in Oxford

Oxford offers first-time buyers the opportunity to live in an area full of culture and history while benefitting from great connectivity to London.

Find our houses for sale in Oxford

If you are looking to buy your Shared Ownership house in Oxford, you can browse our Aviary development. They are conveniently located within walking distance from underground station to ensure you are well connected to all the best spots the city has to offer.

As part of the regeneration project, several amenities and services will be built. Residents will have access to a new and improved community centre, landscaped green and open spaces as well as many shops. This will not only provide a vibrant local life to residents but also create new employment opportunities.

Our affordable homes, available to buy through Shared Ownership, are designed to offer high-spec finishes and cater to modern living. They will suit families, couples and single buyers to create a diverse and vibrant community in the South of Oxford.

Discover The Aviary

Find your dream home in Oxford

We have new homes available to buy through Shared Ownership and private sale in Oxford. Search today to find your dream place.

What is Shared Ownership?

Shared Ownership makes it possible to buy a property that otherwise would not have been affordable on the open market. Shared Ownership allows you to buy a share of your home with a mortgage. This can be as little as 25% or as much as 75% initially. Typically, people start with a 30% share. You only need to pay a deposit on the share you are buying, not on the total cost of the home.

For many first time buyers, deciding on the location of their new home can be just as daunting as finding the perfect home. Oxford is a great area for single buyers, young couples and families all the same. It offers the buzz of city living whilst being close to many green spaces and parks. You can choose an affordable way to buy a home through Shared Ownership to help you get on the property ladder in Oxford.

Learn more about Shared Ownership

How to buy through Shared Ownership

Shared Ownership was designed to allow people who can't buy a home outright to step onto the property ladder. You are therefore not eligible for Shared Ownership if you can buy a home on the open market.

To qualify for Shared Ownership you also need to make sure your annual household income isn't above £90,000 if buying in London and £80,000 outside of London. You also can't own another property when buying through Shared Ownership.

If you meet these requirements, you can begin your search for a Shared Ownership home in Oxford. Thanks to its rich cultural heritage, beautiful parks and constant expansion, Oxford is a great place to buy your first or next home. Browse all our homes available through Shared Ownership in Oxford and take the first step towards buying your own home in this lively city.

What is living in Oxford like?

Oxford benefits from a rich history whilst also seeing new shops and entertainment venues popping up in recent years. These new businesses add to the already thriving scene of culture and entertainment. Oxford city council also created a long-term plan aimed at improving its museums, art galleries and theatres.

That being said, living in this beautiful city comes with a cost. Nationwide found that Oxford is the most expensive city for first-time buyers in the South-East, outside of London. Renting can prove to be tricky as well since the average cost of rent represents 50% of the average Oxford salary our research team finds.

Buying outright might be an option for some but for other prospective buyers, Shared Ownership is the perfect alternative. It allows you to step onto the property ladder in an affordable and manageable way by purchasing a share, as opposed to the total value of the home. On top of that, the deposit needed is often lower than £10,000 and the monthly repayments are similar to or lower than rent prices.

Settling in your home in Oxford with Peabody New Homes

First-time buyers in Oxford can struggle to step onto the property ladder. Guido, who bought a home with his husband Garrett explains: "Renting in Oxford is so expensive, we wanted to stay here long term, but we wanted to make sure we invest in something for ourselves. Garrett discovered Newman Place while searching online and after doing some research and using the helpful online calculators we realised Shared Ownership would be the only way we could have the home we wanted in the area we wanted; we intend to increase our shares and staircase in time.”

Dannielle, who bought a one-bedroom flat at Newman Place, comments on how easy it was to imagine herself in her future home even when buying off-plan: "The sales team really helped me visualise my future home, walking me through the floorplans in-depth, and showing me how I could lay out all the furniture. I also got to see specification examples like kitchen cabinets and bathroom tiles, so I knew these features were all good quality. Another bonus was all the integrated appliances included in the price, like a fridge, freezer and washing machine; it was reassuring to know that when I moved in, it would all be ready to go."