Peabody have partnered with anti-money laundering checker Thirdfort

Before starting, make sure you have:

• A smartphone or tablet (iOS or Android).
• A valid photo ID (passport, driving licence, residence permit, or national ID card).
• Proof of address (utility bill, council tax bill, or bank statement dated within the last 3 months).
• The property value. In the case of Shared Ownership sales, this will be the share that you are buying, not the full value.
• Access to your bank account (for Source of Funds verification).
• Any supporting documents (e.g., mortgage offer, payslips, gift letters).

• You will receive a secure link by SMS or email from your housing provider or solicitor.
• Click the link and download the Thirdfort app from the App Store or Google Play.
• Do not uninstall the app until all tasks are complete.

• Enter your name, date of birth, email, phone number, and home address.
• Thirdfort uses bank-grade encryption and is regulated by the FCA, so your data is secure.

Your home screen will show the tasks required for your transaction, typically including:

Identity check

• Take a photo of your ID.
• Record a short selfie video for biometric verification.

Proof of address

• Upload a recent utility bill, council tax bill, or bank statement.

Source of funds

• Complete a questionnaire explaining where your funds come from (including gifts).
• Upload supporting documents (e.g., payslips, mortgage offer).
• Connect securely to your bank via Open Banking or upload PDF statements.

Additional documents

• If requested, provide proof of ownership agreements or other supporting evidence.

• Once all tasks are complete, the app will confirm your report has been sent to your solicitor or housing provider.
• Turn on notifications so Thirdfort can contact you if more information is needed.

• If you are obtaining a mortgage as part of the transaction, it is unlikely you will have supporting evidence to upload at this early stage. You can skip uploading a mortgage offer and add it later.
• If a Source of Funds check has been requested, it must be completed before we can proceed with your transaction.
• If you are being gifted funds, a Thirdfort check on all third parties involved is required before continuing with the transaction.

• If you are working with multiple parties (e.g., solicitor and housing association), Thirdfort’s Secure Share feature allows your completed ID and AML report to be shared securely.
• You will be asked for consent before sharing. This avoids repeating checks and speeds up the process.

• Thirdfort is FCA-regulated, GDPR-compliant, and uses bank-grade encryption.
• Your data is only shared with authorised parties and cannot be intercepted.

Need Help?

• Check the FAQ section in the app.
• Contact your solicitor or housing provider for updates on your transaction.
• For technical issues, visit Thirdfort Support.